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Kathy Haney, President

Haney Associates is an independent agency, boasting over 50 years of combined insurance experience and representing more than 20 companies. We work hard for you - our client. Stop in for a quote and get your free calculator. 20 N. 4th. Street, Emmaus, PA. 18049 Tel: (610)-965-0425   /   (800)-585-8865 www.haneyassociates.com

William P. Trembler www.billtrembler.com

Financial Representative Lincoln Investment Planning, Inc. Registered Investment Advisor Broker/Dealer Member NASD/SIPC One East Broad Street, Suite 440 Bethlehem PA 18018 (610) 691-6800    (800) 314-4828 Extension 5274 Fax - (610) 691-8735

• Personalized retirement counseling • Risk management • Advisory services • Estate planning